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🎯 What You Will Learn

In this tutorial, you will learn how to multiply decimals step by step. By the end, you'll be able to:

✅ Multiply a decimal by a whole number
✅ Multiply a decimal by another decimal
✅ Multiply by 10, 100, and 1,000
✅ Know where to place the decimal point in the answer

🔑 The Big Idea

Multiplying decimals is just like multiplying whole numbers — the only extra step is figuring out where the decimal point goes in the answer.

📘 Part 1: Decimal × Whole Number

When you multiply a decimal by a whole number, follow these three steps:

3-Step Method

Step 1: Ignore the decimal point and multiply as whole numbers.
Step 2: Count the total decimal places in the original numbers.
Step 3: Place the decimal point in the answer so it has that many decimal places.

✏️ Worked Example A — Tenths × Whole
1 Problem: 2.4 × 3
2 Ignore the decimal — multiply 24 × 3 = 72
3 2.4 has 1 decimal place. So put 1 decimal place in the answer.
✅ Answer: 2.4 × 3 = 7.2
✏️ Worked Example B — Hundredths × Whole
1 Problem: 1.25 × 4
2 Ignore the decimal — multiply 125 × 4 = 500
3 1.25 has 2 decimal places. So put 2 decimal places in the answer.
✅ Answer: 1.25 × 4 = 5.00
💡 Tip: A whole number has 0 decimal places. So in 2.4 × 3, you only count the 1 decimal place from 2.4.
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📐 How It Looks Vertically — set it up like long multiplication
Example: 3.6 × 4
  3.6
×  4
14.4
↑ 1 decimal place
Example: 5.24 × 3
 5.24
×   3
15.72
↑ 2 decimal places
Example: 0.08 × 7
 0.08
×   7
 0.56
↑ 2 decimal places
✍️ Try It Yourself — Decimal × Whole Number
0.7 × 5 =
3.2 × 4 =
1.05 × 6 =
4.8 × 3 =
0.25 × 8 =
6.15 × 2 =
📗 Part 2: Decimal × Decimal (Tenths × Tenths)

When both numbers have decimals, the method is the same — but you count the decimal places in both numbers and add them together.

🔑 Key Rule

Total decimal places in the answer = decimal places in the first number + decimal places in the second number.

Example: 0.3 × 0.4 → 1 place + 1 place = 2 decimal places in the answer.

✏️ Worked Example C — Tenths × Tenths
1 Problem: 0.6 × 0.3
2 Ignore the decimals — multiply 6 × 3 = 18
3 Count: 0.6 has 1 place + 0.3 has 1 place = 2 places total
4 Place the decimal: 18 → 0.18
✅ Answer: 0.6 × 0.3 = 0.18
✏️ Worked Example D — Larger Tenths
1 Problem: 1.2 × 3.4
2 Ignore the decimals — multiply 12 × 34 = 408
3 Count: 1.2 has 1 place + 3.4 has 1 place = 2 places total
4 Place the decimal: 408 → 4.08
✅ Answer: 1.2 × 3.4 = 4.08
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📕 Part 3: Multiplying with Hundredths

Hundredths have 2 decimal places. When you multiply hundredths by tenths, the answer can have 3 or even 4 decimal places!

✏️ Worked Example E — Hundredths × Whole
1 Problem: 0.15 × 6
2 Multiply: 15 × 6 = 90
3 0.15 has 2 places + whole number has 0 = 2 places
4 Place the decimal: 90 → 0.90
✅ Answer: 0.15 × 6 = 0.90
✏️ Worked Example F — Hundredths × Tenths
1 Problem: 0.25 × 0.4
2 Multiply: 25 × 4 = 100
3 0.25 has 2 places + 0.4 has 1 place = 3 places
4 Place the decimal: 100 → 0.100
✅ Answer: 0.25 × 0.4 = 0.100 = 0.1
⚠️ Remember: You may need to add a leading zero if the product doesn't have enough digits. For example, if you need 3 decimal places but the product is only 2 digits (like 12), write it as 0.012.
✍️ Try It Yourself — Decimal × Decimal
0.4 × 0.5 =
1.3 × 2.1 =
0.12 × 5 =
0.7 × 0.9 =
2.5 × 1.4 =
0.35 × 0.2 =
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⚡ Part 4: Multiply by 10, 100, and 1,000

Multiplying by powers of 10 is the easiest kind of decimal multiplication. You just move the decimal point to the right!

🔑 Power-of-10 Shortcut

× 10 → move the decimal point 1 place to the right
× 100 → move the decimal point 2 places to the right
× 1,000 → move the decimal point 3 places to the right

Example G
3.45 × 10
Move decimal 1 place right →
= 34.5
Example H
3.45 × 100
Move decimal 2 places right →
= 345
Example I
3.45 × 1,000
Move decimal 3 places right →
= 3,450
💡 Tip: Count the zeros in 10, 100, or 1,000 — that tells you how many places to move! 10 has 1 zero, 100 has 2, 1,000 has 3.
✏️ Worked Example L — When You Run Out of Digits
1 Problem: 2.3 × 1,000
2 The rule says move the decimal 3 places right, but 2.3 only has 1 digit after the point.
3 Add placeholder zeros so there's room to move: 2.300
4 Move the decimal 3 places right → 2,300
✅ Answer: 2.3 × 1,000 = 2,300
✍️ Try It Yourself — Powers of 10
2.7 × 10 =
0.45 × 100 =
1.306 × 1,000 =
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🧠 Part 5: Using Estimation to Check Your Answer

Always estimate first to make sure your decimal point is in the right place. Round each decimal to the nearest whole number, then multiply.

✏️ Worked Example J — Estimate & Check
1 Problem: 4.8 × 3.2
2 Estimate: Round 4.8 → 5 and 3.2 → 3, so about 5 × 3 = 15
3 Exact: 48 × 32 = 1,536. Need 2 decimal places → 15.36
4 Check: 15.36 is close to our estimate of 15 ✓
✅ Answer: 4.8 × 3.2 = 15.36
✏️ Worked Example K — Catching a Mistake
1 Problem: 6.3 × 2.9
2 Estimate: Round 6.3 → 6 and 2.9 → 3, so about 6 × 3 = 18
3 Exact: 63 × 29 = 1,827. Need 2 decimal places → 18.27
4 Check: 18.27 is close to our estimate of 18 ✓ — but 1.827 or 182.7 would NOT be close, so we'd know to fix the decimal place.
✅ Answer: 6.3 × 2.9 = 18.27
⚠️ Common Mistake: Students sometimes put the decimal in the wrong spot and get 1.536 or 153.6. Estimation catches this — neither of those is close to 15!
✍️ Try It Yourself — Estimation
Estimate first, then find the exact answer:
3.9 × 2.1
Est ≈
Exact =
5.1 × 1.8
Est ≈
Exact =
0.75 × 4
Est ≈
Exact =
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📋 Quick-Reference Summary
Type Example Decimal Places Answer
Decimal × Whole 2.4 × 3 1 + 0 = 1 7.2
Tenths × Tenths 0.6 × 0.3 1 + 1 = 2 0.18
Hundredths × Whole 0.15 × 6 2 + 0 = 2 0.90
Hundredths × Tenths 0.25 × 0.4 2 + 1 = 3 0.100
× 10 / 100 / 1,000 3.45 × 100 Move right 2 345
✅ Before You Move On — Self-Check

Ask yourself these questions:
☐ Can I multiply a decimal by a whole number?
☐ Can I multiply two decimals together?
☐ Do I know how to count decimal places?
☐ Can I use estimation to check my answer?
☐ Do I know the shortcut for multiplying by 10, 100, and 1,000?

🔓 Answer Key — Try-It Exercises

Page 2 — Decimal × Whole Number:
0.7 × 5 = 3.5  |  3.2 × 4 = 12.8  |  1.05 × 6 = 6.30  |  4.8 × 3 = 14.4  |  0.25 × 8 = 2.00  |  6.15 × 2 = 12.30

Page 3 — Decimal × Decimal:
0.4 × 0.5 = 0.20  |  1.3 × 2.1 = 2.73  |  0.12 × 5 = 0.60  |  0.7 × 0.9 = 0.63  |  2.5 × 1.4 = 3.50  |  0.35 × 0.2 = 0.070

Page 4 — Powers of 10:
2.7 × 10 = 27  |  0.45 × 100 = 45  |  1.306 × 1,000 = 1,306

Page 5 — Estimate & Exact:
3.9 × 2.1 ≈ 4 × 2 = 8, exact = 8.19  |  5.1 × 1.8 ≈ 5 × 2 = 10, exact = 9.18  |  0.75 × 4 ≈ 1 × 4 = 4, exact = 3.00

🚀 What's Next? Now that you understand the method, practice with the worksheets:
  1. Decimal × Whole Number
  2. Tenths × Tenths
  3. Multiply Hundredths
  4. Multiply by 10, 100, 1,000
  5. Mixed Multiplication
  6. Word Problems
Open educational resources — learn, then practice!